Workers Compensation Exemption Requirements

In Florida, most companies and businesses must complete workers' compensation audit coverage to guard their employees against lost wages, medical bills, and other unexpected expenses that result from an on the job injury. If your employer isn't required to supply workers' compensation coverage, then they're going to need to file for an exemption with the state. This page discusses workers' compensation exemption and what it means for your at-work accident and injury.

The Coye firm may be a workers' comp firm dedicated to getting maximum benefits for injured workers. If you're injured on the work and have questions on what to try to next, contact our workers compensation lawyers immediately. Your claim depends on swift action and aggressive representation for your interests.

Employers Required to Have Workers' Compensation Insurance

Coverage requirements vary among businesses. Employees within the housing industry, for instance, are far more in danger of an on the work injury. Therefore, Florida requires construction companies to supply coverage albeit they need one employee. Your employer must provide workers compensation coverage if they are:

• In an industry aside from construction and has four or more full-time or part-time employees
• In the construction industry and has one or more employees
• A state or local government
• A farmer that has five regular employees and/or 12 or more other seasonal workers that employment for 30 days or more per annum.

Exempt Employers

The process of electing to be exempt from workers' compensation coverage is detailed in Florida statute 440.05. If your employer's business or company is little enough to be within the bounds for not providing workers' compensation coverage, they need to notify the state. To register as a workers' compensation exemption, a politician of the corporation must register the business in writing with the Florida Department of State, Division of Corporations. If the company is in the construction injury, they must also pay a $50 fee, which is used for conducting audits.

The Florida Division of Workers' Compensation routinely does field inspections to make sure that employers are providing workers' compensation coverage for workers that are qualified to receive it. Even if the corporate isn't required to possess workers' compensation coverage, they will be fined if they do not follow the acceptable workers' compensation exemption protocol.

How an Attorney Can Help

Workers' compensation law is complicated and unclear sometimes . A work comp lawyer can explain the system to you in clear terms and allow you to know if your employer is required to guard you with a workers' compensation insurance policy.

Workers' compensation exemption is vital for employers and employees to know . To discuss your on the work injury during a free consultation with an experienced attorney, call the Coye firm immediately. Our staff wants to assist you recover the foremost benefits you'll under Florida's workers' compensation system. Contact us today.